Welcome to KAD MULTISERVICES LLC! These Terms and Conditions govern your use of our website located at https://kadmultiservices.com/ operated by KAD MULTISERVICES LLC. Your access and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service. Please read these Terms and Conditions carefully before using our Service. Please also review our Privacy Policy at https://cginsuranceagency.org/privacypolicy to understand how we collect, use, and protect your information.
2. Communications
By creating an Account on our Service, you agree to subscribe to newsletters, promotional or marketing materials and other information that we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
SMS/MMS MOBILE MESSAGING MARKETING PROGRAM
We respect your privacy. We will only use information to provide the services you requested and as detailed in our Privacy Policy.
Program Description: By completing the opt-in form on our website, users agree to receive automated promotional and transactional text messages (e.g., SMS and MMS) from KAD MULTISERVICES. These messages may include appointment reminders, service updates, quotes, and account notifications.
Cost and Frequency: Message and data rates may apply. Message frequency varies based on user interaction.
Opt-Out Instructions: You can cancel the SMS service at any time. Just text "STOP" to the short code. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
Help Instructions: If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance, or you can get help directly at [email protected].
Carrier Liability: Carriers are not liable for delayed or undelivered messages.
3. Contests, Sweepstakes, and Promotions
Any contests, sweepstakes or other promotions available through the Service may be governed by rules separate from these Terms and Conditions. If you participate in any Promotion, please review the applicable rules, as well as our Privacy Policy. If the rules of a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.
4. Intellectual Property
The Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of KAD MULTISERVICES and its licensors.
5. Links to Other Web Sites
Our Service may contain links to third-party websites or services that are not owned or controlled by KAD MULTISERVICES. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services.
6. Limitation of Liability
In no event shall KAD MULTISERVICES, nor its directors, employees, partners, agents, suppliers or affiliates be liable for any indirect, incidental, special, consequential or punitive damages resulting from your access or use of the Service.
7. Disclaimer
Your use of the Service is at your own risk. The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind.
8. Exclusions
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential damages, so the above limitations may not apply to you.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of New York, USA, without regard to its conflict of law provisions.
10. Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time.
11. Contact Us
If you have any questions about these Terms, please contact us at: [email protected]
12. Age Restriction
The Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using any of KAD MULTISERVICES services, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of these Terms. If you are not at least 18 years old, you are prohibited from both the access and usage of this Service.